While you can build these costs into your budget, it’s not unusual for a car repair to come as a surprise. That includes costs like fuel, insurance premiums, and (you guessed it) repairs. The average cost to own and operate a car that's driven 15,000 miles annually is $9,282 per year, according to a report from AAA. But owning a car has ongoing costs beyond auto loan repayment, and it can be difficult for many Americans to keep up with those expenses. Certain discounts apply to specific coverages only.Owning a car is often considered a component of the American Dream, and it’s also necessary to get around in many areas throughout the United States. Discounts and savings are available where state laws and regulations allow, and may vary by state. *** To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. These data should not be considered a substitute for obtaining a quote specific to your business. who purchased each respective type of insurance policy.
The price range is based on cost data of equal to or over 51% of NEXT active customers in the U.S. ** The cost data presented here are based on NEXT active customers data obtained over the previous 12 months. * Coverage and discount availability and eligibility varies, not available in all states. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. ¹ Based on general liability minimum premium for auto repair shop businesses in Texas. The streamlined process, which can be completed without needing to talk to an agent, makes it possible to purchase insurance in a matter of minutes.Īnd if you do have questions, our licensed, U.S.-based insurance professionals are ready with the answers. The self-service tools also allow you to pay premiums, add an additional insured and file claims. Your insurance will begin immediately after payment, and you’ll have access to your certificate of insurance. If you like what you see, you can adjust the package limits to fit your preferences and make your purchase.
We’ll ask you some basic questions about your business and operations, which we’ll use to create a customized insurance quote. Note that the amount you can expect to pay for workers’ comp depends on how many employees you have, your payroll, how your employees are classified as well as your industry. While in most states workers’ compensation policies include employer liability, in North Dakota, Ohio, Washington and Wyoming it can be purchased as a stop-gap coverage. For example, an employee falls off scaffolding because the employer didn’t maintain the safety harness and the employee decides to sue for pain and suffering based on the employer’s negligence. This is in addition to the medical payments already provided by workers’ compensation. Workers’ compensation coverage makes it possible for injured employees to take the time they need to recover by helping to pay for medical expenses and lost wages.Įmployer liability insurance (ELI) provides additional protection for instances in which the employee decides to sue you for a workplace injury. Workers’ compensation insurance helps to pay for medical bills and lost wages if an employee suffers an injury on the job. Workers’ compensation insurance median cost is $160 per month.
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